Investment Management

Targeted strategies. Disciplined execution. Long-term focus.

At SFM, we believe investment management is more than just picking stocks. We believe in crafting a disciplined strategy that aligns with your values, risk tolerance, and long-term goals. As a fee-only fiduciary, our only focus is on helping you succeed, not selling products or chasing trends.

Where financial planning sets the roadmap, investment management is the vehicle that helps move you forward with the right tools, strategy, and guidance.

Our Investment Management Philosophy 

We take a deliberate, research-driven approach that balances risk and return while helping clients achieve sustainable growth. Every portfolio is custom-designed, rooted in long-term principles, and adjusted as your needs evolve.

Our investment philosophy emphasizes:
  • Diversification across asset classes and global markets
  • Cost-efficiency with attention to expense ratios and tax implications
  • Risk management to minimize volatility and downside exposure
  • Fundamental research that guides prudent security selection
  • Strategic allocation based on time horizon, liquidity, and goals

Our Investment Management Services Include: 

  • Current Portfolio Review –We start by analyzing your existing holdings to assess performance, diversification, and alignment with your long-term goals.  
  • Security & Investment Analysis – Each investment is carefully reviewed for quality, cost, risk, and role in your portfolio.  
  • Portfolio Design & Asset Allocation – We build tailored portfolios based on your financial plan, with emphasis on balancing risk and opportunity.  
  • Ongoing Account Management – From portfolio rebalancing to implementing new contributions or withdrawals, we ensure your investments stay aligned with your goals.  
  • Distribution & Withdrawal Strategies – Whether you're approaching retirement or already drawing income, we help optimize distributions to support your lifestyle while minimizing taxes.  
  • IRA & 401(k) Rollovers –We guide clients through compliant rollovers with care and precision, ensuring assets are transferred efficiently and without unnecessary penalties. 

Why Work With SFM? 

  • Fee-Only, Independent Advice – No commissions, no product sales, ever.
  • Fiduciary Commitment – We act in your best interest at all times.
  • Experienced Team Approach – Our team of professionals collaborates to deliver sound, research-backed investment strategies.
  • Integrated with Financial Planning – Your portfolio isn’t managed in a vacuum—it’s part of a broader plan designed to achieve what matters most to you.
 
Let’s build a smarter portfolio together 

If you’re looking for a thoughtful, disciplined investment strategy, managed by a team that puts your interests first, SFM LLC is here to help. 

Contact us today to schedule a complimentary conversation.